P2P OTC for Stellar Stablecoins

Trade Stablecoins for Local Fiat — With Pacto

A decentralized OTC platform for Stellar stablecoins like CRCX, MXNX, and USDC.

Buy and sell directly with peers in your country. No middlemen. No custodians.

Core Features

Why Choose Pacto?

Experience the future of P2P trading with our innovative platform

Local P2P On/Off-Ramps

Easily trade CRCX, MXNX, or USDC using regional payment rails like SINPE or SPEI — directly with other users.

Smart Contract Escrows

Every trade is powered by Trustless Work, a Stellar-based escrow engine that holds funds until milestones are met.

Fair, Transparent OTC Market

You choose the price. Compete with other traders in a non-custodial environment.

Borderless & Stable

Move value across borders and convert to local fiat on demand. Ideal for freelancers, merchants, and crypto-native LATAM users.

Simple 3-Step Process

How Pacto Works

Get started in just three simple steps

Browse OTC Listings

Find offers to buy or sell stablecoins like CRCX or USDC.

Enter Escrow Contract

The crypto is locked in a Stellar-based smart contract. You send fiat off-chain (e.g., via SINPE). The seller confirms.

Receive Your Crypto

Once both sides approve, the smart contract automatically releases the funds.

Browse OTC Listings

Find offers to buy or sell stablecoins like CRCX or USDC.

Enter Escrow Contract

The crypto is locked in a Stellar-based smart contract. You send fiat off-chain (e.g., via SINPE). The seller confirms.

Receive Your Crypto

Once both sides approve, the smart contract automatically releases the funds.

🔗 Escrow logic is fully programmable, trustless, and on-chain

Global Coverage

Assets & Countries

Explore our supported stablecoins and regional payment methods

Total Assets

Regions

100%

Live Status

Asset	Region	Payment Methods	Status
CR CRCX Costa Rican Colón Token	Costa Rica	SINPE	Live
MX MXNX Mexican Peso Token	Mexico	SPEIOXXO (coming)	Live
US USDC USD Coin	Global	Varies	Live

CRCX

Costa Rican Colón Token

Live

Costa Rica

Payment Methods

SINPE

MXNX

Mexican Peso Token

Live

Mexico

Payment Methods

SPEIOXXO (coming)

USDC

USD Coin

Live

Global

Payment Methods

Varies

Showing 1-3 of 3 assets

Developer Friendly

For Builders & Issuers

Want to add your own stablecoin or corridor? Integrate with our platform in minutes, not months.

Plug in Your Token

Add your stablecoin via a simple configuration file. Support for any Stellar-based asset.

Use Our Escrow Engine

Leverage Trustless Work, our battle-tested Stellar-based escrow system.

Add Payment Methods

Integrate your preferred fiat payment rails and start trading immediately.

Quick Integration

// Add your token to Pacto
const config = {
  asset: "YOUR_TOKEN",
  issuer: "YOUR_ISSUER",
  paymentMethods: ["SINPE", "SPEI"],
  region: "Your Country"
};

// That's it! Your token is now live.

Integration takes less than 5 minutes

Built by Trustless Work

Production Ready

Built With

Our production-ready tech stack powering the decentralized P2P revolution

Open Source

Frontend

Modular frontend powering P2P listings and flows

ReactNext.jsTypeScript

Trustless Work

Core

Stellar based escrow engine for stablecoins

StellarEscrowSmart Contracts

Soroban

Core

Stellar native smart contract platform, built to integrate seamlessly with the Stellar network

StellarSmart ContractsRust

Join thousands of traders

Ready to Start Trading?

Join the decentralized P2P revolution and start trading stablecoins with complete trust and transparency.

$2M+

Volume Traded

1,500+

Active Traders

99.9%

Success Rate

Trusted by traders across LATAM

No KYC Required

Instant Settlement

24/7 Support