Trade Stablecoins for Local Fiat — With Pacto

A decentralized OTC platform for Stellar stablecoins like CRCX, MXNX, and USDC.

Buy and sell directly with peers in your country. No middlemen. No custodians.

Why Use Pacto?

Local P2P On/Off-Ramps

Easily trade CRCX, MXNX, or USDC using regional payment rails like SINPE or SPEI — directly with other users.

Smart Contract Escrows

Every trade is powered by Trustless Work, a Stellar-based escrow engine that holds funds until milestones are met.

Fair, Transparent OTC Market

You choose the price. Compete with other traders in a non-custodial environment.

Borderless & Stable

Move value across borders and convert to local fiat on demand. Ideal for freelancers, merchants, and crypto-native LATAM users.

How Pacto Works (in 3 Steps)

Browse OTC Listings

Find offers to buy or sell stablecoins like CRCX or USDC.

Enter Escrow Contract

The crypto is locked in a Stellar-based smart contract. You send fiat off-chain (e.g., via SINPE). The seller confirms.

Receive Your Crypto

Once both sides approve, the smart contract automatically releases the funds.

🔗 Escrow logic is fully programmable, trustless, and on-chain — powered by Trustless Work.

Supported Assets & Countries

CRCX

Costa Rican Colón Token

Region

Costa Rica

Payment Methods

SINPE

MXNX

Mexican Peso Token

Region

Mexico

Payment Methods

SPEI, OXXO (coming)

USDC

USD Coin

Region

Global

Payment Methods

Varies

For Builders & Issuers

Want to add your own stablecoin or corridor?

Plug in your token via a simple config

Use our escrow engine (Trustless Work)

Add your fiat payment method of choice

Built With

Open Source

Modular frontend powering P2P listings and flows

Trustless Work

Stellar based escrow engine for stablecoins

Soroban

Stellar native smart contract platform, built to integrate seamlessly with the Stellar network

Ready to Start Trading?

Join the decentralized P2P revolution and start trading stablecoins with complete trust and transparency.